Credit cards are a convenient alternative to cash for making transactions both online and offline. There are two big advantages with credit cards. First, you can continue to make purchases through them, even if you do not have adequate funds in your bank account. Provided you keep paying your credit card bill in full and by the due date, your credit card transactions come at zero extra cost. The second advantage is the benefits credit cards offer in the form of rewards, cash backs etc.
To make the most of a credit card, you need to first have the right card suiting your spend pattern, lifestyle and needs. At Motley India.com, we help you know everything about the best credit cards available in the market from India’s top banks and the one you should choose.
Apart from offering the ease of use, it is essential to have a credit card for the following reasons:
Cardholders can enjoy the following benefits that come with their credit card-